Buy a Home

First Time Buyer

The two questions that many first-time buyers have are: "Is it the right time for me to buy?" and "how do I get started?" The answer to the first question is not always simple and straightforward. In general, it's the right time for someone to buy when they can afford to own a home (financially equipped to make the downpayment, cover closing costs and afford the monthly payment), have a lifestyle change (e.g. getting married) and/or are going to stay in the area for a few years (in order to build equity). Read more...

So how do I start looking for a home?

STEP ONE: Getting Prepared - Everyone has some specifics in mind for their new home.  Now is the time to make a list of your "must-haves" and your top priorities.   Read more...

STEP TWO: Secure Financing - Understand the different mortgage types and which one might be the best for you.  For first time buyers, a great place to start is the Washington State Housing Finance Commission.  Read more...

STEP THREE: Find a Home - As a first-time buyer, you'll need guidance, advice and help several times during this process. A good real estate agent is a seasoned professional who can help every step of the way.  Read more...