Group Retrospective Insurance Program

Greater safety. Lower costs. Just $99


Join nearly 1,000 local association members who are earning refunds back on their L&I premiums, while working to lower their initial L&I payment.

GRIP is the cost-effective “Retro” program that earns L&I refunds for participants while also helping to reduce insurance costs through safety, injury prevention, education and aggressive claims management. The program focuses on lowering experience ratings, which in turn reduces quarterly L&I premiums.

In 2014, GRIP participants received a combined total refund of $4.6 million on the premiums that they paid to L&I.